THE RIVERGROUP

Financial advisory services; Financial services, namely, fee-based investment management, financial planning, retirement plan advisement and financial advisement; Financial investment, research and equity research brokerage services; Brokerage services, namely, sale of financial instruments including, stocks, bonds, mutual funds, managed accounts, structured products, CDs, options, warrants, commodities, exchange traded funds, unit investment trusts, and annuities; Insurance brokerage, administration, agency and consultancy services; Insurance services, namely, life and health insurance agency services