THE RIVER MUTUAL GROUP

Insurance services, namely, writing and underwriting of property and casualty insurance, and providing ancillary services thereto, namely, administration and claims adjustment, through authorized independent agents; Insurance underwriting for commercial insurance through authorized agents; Insurance services, namely, insurance claims administration for automobile windows by authorized independent agents and policyholders all via the global computer information network; Insurance services, namely, underwriting, issuing and administration of automobile and homeowner's insurance combined in a single policy; Insurance services, namely, underwriting, issuing and administration of automobile insurance; financial and investment advisory services; Insurance underwriting for commercial insurance in the field of building and business personal property insurance through authorized agents