THE RIGHT CHOICE FOR THE LONG TERM

FINANCIAL SERVICES, NAMELY FINANCIAL ANALYSIS, EVALUATION AND CONSULTATION; INVESTMENT MANAGEMENT AND ADVICE; MUTUAL FUND INVESTMENT MANAGEMENT, DISTRIBUTION AND INVESTOR RECORDKEEPING; ANNUITY SERVICES, NAMELY INVESTMENT MANAGEMENT AND DISTRIBUTION OF VARIABLE ANNUITIES; FIDUCIARY SERVICES, NAMELY SERVING AS TRUSTEE FOR DIRECTED AND DISCRETIONARY TRUST ACCOUNTS; ESTATE PLANNING; AND ADMINISTRATION OF EMPLOYEE BENEFIT, PENSION AND RETIREMENT PLANS AND RECORDKEEPING IN CONNECTION THEREWITH