THE POWER OF SIMPLICITY.

secondary mortgage market services, namely, providing a platform for members to purchase and sell mortgage loans, interests in mortgage loans, real estate-backed and mortgage backed securities, collateralized mortgage obligations, and other mortgage related securities; mortgage brokerage in the secondary mortgage market; providing financial analytical tools in relation to the secondary mortgage market in the nature of filtering of existing on-site loan products and assigning value and risk measures in response to generic member-submitted parameters; and investment advice and consultation relating to the secondary mortgage market; all via a global computer network