THE POWER OF ONE

Underwriting and administration of life, health, accident, group, annuity, pension, retirement, endowment and long-term care insurance; insurance brokerage services; insurance claims processing services; administration of insurance proceeds; investment advisory services; investment of funds for others; investment management services; securities broker-dealer services; providing assistance to others in planning for retirement and in the management of employee benefits; administration of employee benefit plans; providing consultation to employers in the administration of employee benefit plans