THE POWER OF INSTANT

Downloadable software for credit unions and other financial institutions for use in providing lending services and credit and debit card origination and management services

Financial consulting services for credit unions and other financial institutions relating to lending services and credit and debit card origination and management services; providing credit card and debit card transaction and financial portfolio management services for use by credit unions and other financial institutions; credit card transaction authorization and settlement services; debit card transaction authorization and settlement services; financial transaction services, namely, providing secure commercial transactions and payment options using credit cards and debit cards; electronic payment services, namely, electronic processing and transmission of bill payment data for credit union members via the Internet; financial services, namely, money lending services; financial services for use by credit unions and other financial institutions, namely, membership account opening, bank account opening, and account management services

Software-as-a-service (SaaS) services featuring software for credit unions and other financial institutions for use in providing lending services and credit and debit card origination and management services