THE POWER OF A PROMISE

Charitable foundation services, namely, providing financial support to individuals for housing, food, health, and education; Real estate lending services; namely, providing commercial real estate construction loans; namely, providing commercial real estate purchase loans; Mutual fund distribution; Insurance underwriting in the field of group disability, group life, and group health insurance; Investment management of variable insurance and annuity subaccounts; Financial management; Pension risk transfer services, namely, transferring pension liabilities to third parties; Private equity fund investment services; Real estate investment services; Reinsurance services