THE POWER OF A PERMANENT ADDRESS

Promoting the interests of low income and underserved homebuyers by means of public advocacy; charitable services, namely, organizing and developing programs aimed to promote education to increase homebuyer readiness and housing stability; promoting public awareness in the field of affordable housing and housing stability; providing information, news, and commentary in the field of affordable housing and housing stability; expand access to credit for affordable housing; increase the supply of affordable housing; preserve and expand the supply of affordable housing

Real estate brokerage services; real estate agency services; real estate listing; providing real estate listings and real estate information via the Internet; providing an Internet website portal offering information in the field of real estate concerning the purchase and sale of residential real property; Financial services, namely, lending and charitable lending services; financial services, namely, providing down payment and closing cost assistance grants to underserved and under-funded communities; providing financial sponsorship and grants for the development of financial literacy related to homeownership and housing stability; Financial information and advisory services; Lease-purchase financing; Mortgage loan services, namely, providing a down payment assistance program to underserved and under-funded communities in association with mortgage lending and mortgage refinancing; Providing down payment and mortgage payment assistance grants to underserved and under-funded communities; Housing counseling services, namely, foreclosure prevention counseling, mortgage payment assistance counseling, reverse mortgage counseling, pre-purchase homebuyer counseling, and counseling to others experiencing mortgage payment difficulties

Housing services, namely, development of real property, namely, repair, improvement, and new construction; Housing services, namely, repair, improvement, and construction of residential real property; Real estate development; Real estate development services in the field of residential real estate and housing developments