THE PAYROLL AUTHORITY

Financial analysis and consultation services; business finance procurement services; loan financing and loan programs in the nature of providing business loans and temporary loans; providing financial information by the Internet; providing on-line financial services in the nature of banking services; bill payment services; electronic payment, namely, electronic processing and transmission of bill payment data; financial information provided by electronic means; financial analysis for business; Insurance services, namely, brokerage, underwriting, administration and claims processing of life insurance, short-term care insurance, disability insurance, health insurance, Medicare supplement insurance, payroll insurance; payroll tax debiting services

Providing temporary use of on-line non-downloadable software for use in referral management, financial management and sales management; providing temporary use of on-line non-downloadable software to allow customers to access account information, review referral information, and initiate contact requests