THE ONE BETTER INITIATIVE

insurance and financial services, namely, insurance underwriting, administration and agency services in the fields of life, disability, long term care, and annuities; pension fund and retirement plan management services, namely, investment of pension and retirement funds for others, and financial administration of employee pension and retirement plans; corporate financing services; investment banking services; capital investment consultation services; investment brokerage services, namely, brokerage of private and public sales of loans and loan portfolios of others; securities and commodities brokerage and underwriting services; mutual fund brokerage, distribution and investment services; financial clearing house services; banking services; credit card and debit card services; financial portfolio asset management services; investment advisory and management services; financial planning services; estate planning services; financial information provided by electronic means; financial research services; loan financing services