THE OFFICIAL CARD OF GIFT GIVING

PROMOTING THE SALE OF THE GOODS AND SERVICES OF OTHERS BY MEANS OF COUPONS, DISCOUNTS, INCENTIVES, AND ADVERTISEMENTS

FINANCIAL SERVICES, NAMELY, PROVIDING CREDIT CARD, DEBIT CARD, CHARGE CARD AND STORED VALUE SMART CARD SERVICES, PREPAID TELEPHONE CALLING CARD SERVICES, CASH DISBURSEMENT SERVICES, ELECTRONIC FUNDS AND CURRENCY TRANSFER SERVICES, AUTOMATED TELLER MACHINE SERVICES, AND TRANSACTION AUTHORIZATION AND SETTLEMENT SERVICES