THE NORINCHUKIN BANK

Banking services, namely, acceptance of deposits including substitute bond issuance and acceptance of fixed interval installment deposits; financing of loans and discount of bills; domestic exchange settlement, namely, the settling of international and commercial transactions through obtaining the proceeds of a sale in cash or in exchange for formal debt instructions; financial guarantee and surety, namely, liability guarantee and acceptance of bills; safe securities lending; acquisition and transfer of monetary claims; safe deposit box services, namely, safekeeping of valuables including securities and precious metals; money exchanges, namely, exchanging money; trusteeship of financial futures contracts; trusteeship of money, securities, monetary claims, personal property, land, rights on land fixtures, surface rights or lease on land; agencies for bond subscriptions; foreign exchange transactions; letter-of-credit related services, namely, issuing letters of credit; brokerage of credit purchase, namely, commodities brokerage; agencies for collecting gas or electric power utility payments; consigned collection of payment for goods; buying and selling of securities; trading of securities index futures; trading of securities options; trading of overseas market securities futures; agencies for brokerage of securities, securities index futures, securities options, and overseas market securities futures; agencies for brokerage of entrusting agents with on-commission trading in domestic markets of securities, securities index futures and securities options; agencies for brokerage of entrusting agents with on-commission trading in overseas markets of securities and securities index futures; agencies for brokerage of forward agreement of securities, for forward agreement of securities index futures, for forward agreement of securities options, spot and forward transaction of securities index futures; brokerage for securities liquidation; securities underwriting; securities offering; brokerage services relating to securities subscription or offering; providing stock market information; life insurance brokerage; life insurance underwriting; agencies for non-life insurance; claim adjustment for non-life insurance; non-life insurance underwriting in the field of car, health, home, accident and fire insurance; insurance premium rate computing; management of buildings; real estate agency services for the leasing or rental of buildings; leasing or renting of buildings; real estate investment services in the nature of purchasing and selling of buildings for others; real estate agency services for the purchase or sale of buildings; real estate appraisal; land management being real estate management services; real estate agency services for the leasing or rental of land; leasing of land; real estate investment services in the nature of purchasing and selling of land for others; real estate agency services for the purchase or sale of land; providing information in the field of real estate, namely, providing information on buildings or land; financial assessment of company credit