THE NEXT WAVE IN PAYMENTS

Business consultation, namely, strategic planning, business development, sales, marketing, implementation and operational management and other business advisory services to financial institutions, merchants, billers, telecommunications carriers, investors, data and payment processors on the selection and implementation of various existing and emerging forms of electronic commerce, mobile banking, mobile payment and mobile marketing, initiated, verified, processed or consummated through mobile phones and devices; Marketing services, namely, marketing offers, coupons, loyalty and reward programs accessed via mobile phones