THE NEW GOLD STANDARD

Promoting the sale of credit card accounts, and the goods and services of others, through credit card customer loyalty and reward programs

Electronic financial securities and trading services for others; margin lending, namely, money lending that allows the borrower to invest the money; financial services, namely, investment brokerage and electronic trading services for securities, stocks, bonds, capital investments, and equities; financial investment brokerage services; providing financial information in the fields of investment and finance over computer networks and global communication networks; financial information provided by electronic means in the field of finance, securities trading, investments, securities brokerage; electronic financial trading services; electronic financial trading services for others via a global computer network; providing financial information in the fields of real time financial market data, securities, stocks, bonds, capital investments, and equities; providing access to financial information, namely stock research reports; providing financial news and information; cash management services; issuing of credit cards; credit card transaction processing services; Credit card account management and servicing, namely, tracking of credit card expenses and payments, and administration of monthly account statements; providing incentives in the nature of cash and other rebates for credit card use as part of a customer loyalty program; credit card payment processing; electronic credit card transactions; Provision and financial administration of a credit card savings program; individual retirement account services; high-yield cash account services