THE INSURANCE AND BENEFITS NICHE MARKET SPECIALISTS

INSURANCE SERVICES, NAMELY, INSURANCE UNDERWRITING AND ADMINISTRATION, BROKERAGE SERVICES, AND CLAIMS ADJUSTMENT IN THE FIELD OF SPECIAL RISK ACCIDENT AND PROPERTY AND CASUALTY INSURANCE; ADMINISTRATION OF EMPLOYEE BENEFIT PLANS FEATURING TRADITIONAL INSURANCE AND NON-INSURANCE PROGRAMS FOR EMPLOYEES ON A PAYROLL DEDUCTION BASIS