THE INSURANCE AND BENEFITS AUTHORITY

Accounting services; online accounting services; computerized accounting services; accounting services for electronic funds services; administration of business payroll for others; payroll preparation; financial statement preparation and analysis for business; integrated tracking and management of commercial transactions on a global computer network; notification services to businesses in the nature of providing information regarding business filing requirements and filing dates via the Internet and email; income tax consultation and preparation services; business acquisition and merger consultation; business appraisals; business auditing; business consultation; business development services, namely, providing start-up support for businesses of others; business invoicing services; conducting business and market research surveys; business management planning; business management information on a wide variety of topics to business professionals; business marketing; business marketing consulting services; business organizational consultation; business planning; business research and surveys; business succession planning; business supervision; preparing business reports; providing statistical information for businesses; business management consultation and management consultation services; consulting services in the field of business management, management, and human resources

Financial analysis and consultation services; business finance procurement services; loan financing and loan programs in the nature of providing business loans and temporary loans; providing financial information by the Internet; providing on-line financial services in the nature of banking and banking services; bill payment services; electronic payment, namely, electronic processing and transmission of bill payment data; financial information provided by electronic means; financial analysis for business; insurance services, namely, brokerage, underwriting, administration and claims processing of life insurance, short-term care insurance, disability insurance, health insurance, Medicare supplement insurance, payroll insurance; payroll tax debiting services

Providing high speed access to area networks and global computer information networks

Providing temporary use of on-line non-downloadable software for use in referral management, financial management, and sales management; providing temporary use of on-line non-downloadable software to allow customers to access account information, review referral information, and initiate contact requests