THE GUARDIAN NETWORK

Providing insurance, financial and investment services, namely, group and individual life, disability, and dental insurance underwriting services; retirement planning services; retirement fund management; actuarial services; insurance administration; financial analysis and consultation; asset management; annuity underwriting and administration; insurance and securities brokerage and securities underwriting; broker-dealer services, namely, purchase and sale of securities products, namely, stocks, bonds, and mutual funds; mutual fund distribution services; administration of employee benefit plans; fiduciary representative services; electronic funds transfers; investment advice; investment management; money management; management of money market funds, managing funds, stocks and bonds and other investments for institutions and the general public; investment fund management; retirement investment management; providing information in the fields of insurance financial and investment services via a global computer network