THE FUTURE OF PAYMENTS

Computer software for use in credit card and bank card payment verification services, credit card and bank card transaction processing services, credit card and bank card fraud detection services, electronic payment transaction processing services, ACH payment processing services, sales tax calculation and processing services, automated billing services, and database management services; Computer software, namely, electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web based environment; Electronic and magnetic ID cards for use in connection with payment for services; Electronic payment terminal; Multi-functional electronic payment terminals; Multi-functional computer terminals with payment function

Financial services namely, charge card services; Financial services, namely, electronic payment card services, point of sale and point of transaction services; electronic payment services; cash disbursement services; financial information; financial funds transfer services