THE FREEDOM TO DARE

Underwriting services, namely property and casualty, automobile, aircraft, life, accident, health, travel, management, medical malpractice, director and officer liability, professional liability, marine, environmental, workers' compensation, export credit, political risk, kidnapping and ransom, errors and omissions, endowment, annuities and mortgage loans; insurance and insurance-related services rendered to corporate and other commercial and individual clients, namely actuarial services, pension fund administrative services, insurance claims adjustment services for corporate and other commercial clients; insurance and insurance-related services rendered to insurance company clients, namely reinsurance underwriting and reinsurance claims adjustment services in the field of professional liability, director and officer liability, medical malpractice, accident, and health and insurance claims adjustment services in the field of director and officer liability, fidelity, workers' compensation, excess liability, professional liability, medical malpractice, environmental, property and surety; risk management and risk financing services; financial services rendered to institutional and individual clients, namely standard and customized interest rate, currency, equity and credit swap services; aircraft financing; foreign currency exchange; creating and brokering derivative instruments for others; commodity trading for others; securities brokerage for others; pension and investment fund management; financial guarantee and surety services; consumer finance products and services, namely credit card services, mortgage underwriting, personal and automobile loan financing, sales financing, banking services, namely, providing deposit and savings accounts; credit card services; investment consultation; investment management; investment advisory services; management and brokering of mutual funds; banking services; management of real estate and the leasing thereof; real estate mortgage-lending services; insurance-related financial services rendered to commercial and individual clients, namely installment loan services