THE FHR

Business consultation; Providing financial indices in the nature of quantitative measurements for analyzing markets; providing financial indices based on selected groups of securities; calculating and providing financial indices based on selected groups of securities

Financial analysis and research services, namely, generating ratings using financial and data models to assess companies' financial health; Financial services in the field of credit risk assessment; Providing research and information in the field of financial analysis, consulting and risk management; Web based services for financial analysis and credit risk management; Provide investment advice on securities markets such as stocks, mutual funds and futures contracts; Financial services, namely, providing pricing, valuation, and analytical services with respect to structured finance transactions; Investment advisory services; issuance of ratings denoting the relative investment quality of corporate and municipal bonds; Financial risk management consultation; Credit rating services; investment services, namely, financial investment and investment consultation in the fields of funds, mutual funds, real estate, commodity, capital, securities, bonds, annuities; financial consulting in the nature of providing merger and acquisition support services in the field of finance; financial research; rating of securities, mutual funds, investments, institutions and governments; providing on-line computer databases featuring financial and investment information; financial and investment advisory and information services; providing financial and investment services, namely, financial information based on different asset class indices; Financial services in the nature of assessing the risk profile of a specific security on a peer group comparison basis and providing qualitative research opinions that interpret the risk profile of a specific security on a peer group comparison basis; Financial services in the nature of providing analysis of the credit quality of an entity, deriving ratings estimates, and evaluating the likelihood of default