THE EXPERTISE OF MANY

financial services, namely, mutual fund and limited partnership brokerage, mutual fund distribution, mutual fund consultation, providing custodial record-keeping and administration of funds of others, financial and investment management, analysis and consultation services; formation, offering, distribution and management of limited partnerships; [ automobile and mortgage lending and loan servicing services; credit card services; ] investment underwriting; securities brokerage; transfer agent services; [ banking services; ] trust services for personal and institutional investment accounts; providing investment accounts which fund underlying benefit contracts; [ real estate management services ]