THE DOCTORS BANK

Banking services; and financial services, namely, providing financial analysis, consultation, planning and management, commercial and consumer lending and lease financing services, mortgage lending, and loan financing; credit card services; debit card services; electronic payment, namely, electronic processing and transmission of bill payment data; financial information in the nature of rates of exchange; cash management; mortgage banking; savings account services; providing educational and college loans; automated teller machine services; investment services, namely, providing investment analysis, consultation, planning, banking, and research services with respect to bonds; and providing banking, and financial, consultation and information via global computer networks, internal computer information networks and telecommunication networks for the electronic, telephonic and telefacsimile transmission of voice, data, multi-media, graphics, video, photo and audio information; and providing interactive banking, financial consultation and information via global computer networks, internal computer information networks and telecommunication networks for the electronic, telephonic and telefacsimile transmission of voice, data, multi-media, graphics, video, photo and audio information; providing information on international finance and foreign exchange rates via global computer networks, internal computer information networks and telecommunication networks for electronic, telephonic and telefacsimile transmission of such information