THE DIFFERENCE IS OBVIOUS.

Banking and related financial services, namely, commercial and consumer deposit services and commercial and consumer lending services; financial services, namely, providing financial analysis, consultation, planning and management, commercial and consumer lending and leasing services, mortgage lending, and loan financing; debit card services; savings account services; automated teller machine services; safety deposit services; and online banking and financial services, namely, providing online access to accounts to banking customers via a global computer network and telecommunications network