THE DIFFERENCE IS ACCESS

Financial management, financial portfolio management, financial planning; financial services, namely, money lending; commercial lending services and consumer lending services; mortgage lending, banking, and brokerage services; banking, namely, commercial and consumer checking and savings account services; on-line banking services; investment banking services, namely, individual retirement accounts (IRAs), money market accounts and certificates of deposit; mortgage banking; insurance, namely, insurance consultation services for all types of insurance; financial affairs and monetary affairs, namely, financial information, management and analysis services; real estate affairs, namely, real estate financing services, real estate consultation, and real estate investment services