THE DEFINING DIFFERENCE

Pre-recorded audio and video cassettes, pre-recorded digital versatile disks (DVD), video compact disks, super-video-compact disks, compact discs (CD), laser disks, video cassette tapes, audio-cassette tapes, mini-discs, read-only memories compact disks (CD-ROM), computer floppy discs, and digital files on all the foregoing media, all containing training manuals in the field of mortgage lending

Educational publications, namely, training manuals in the field of mortgage lending