THE DEBT DOCTOR

financial services, namely; for personal financial management, personal debt reduction, personal debt elimination; consulting, namely; for personal financial management, personal debt reduction, personal debt assessment and personal debt elimination; preparation of exclusive documentation to aid in the negotiation, reduction, of debt between creditor and debtor and the formulation of documentation thereof to secure a negotiated settlement; provisioning of counselling and referral services for insolvency, receivership, debt counselling, preparing proposals, assessing individuals for signs of insolvency/financial viability, debt management and financial consulting