THE BUCK STARTS HERE

FINANCIAL, PRODUCTS INCLUDING ARRANGING FOR CREDIT CARDS, MORTGAGES, AUTO, COMMERCIAL AND PERSONAL LOANS AND LINES OF CREDIT PAYING CREDIT CARD BILLS MAKING TRAVEL ARRANGEMENTS, SELLING BOOKS, MUSIC AND OTHER PRODUCTS; BANKING; COMPUTER SERVICES; GLOBAL COMPUTER NETWORK SERVICES; PAYMENT SERVICES; FINANCIAL SERVICES; INTERNET; PAYMENT PROCESSING; PAYROLL SERVICES- INTERNET AUCTIONS- INTERNET SECURITIES BROKERAGE SERVICES; INSURANCES- COMMERCIAL AND RESIDENTIAL REAL ESTATE TRANSACTIONS; INTERNET COMMERCE; BUSINESS TO BUSINESS PAYMENTS; WASTE MANAGEMENT SERVICES