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Insurance services, namely insurance underwriting, reinsurance underwriting, variable life insurance underwriting, annuities and variable annuities underwriting, health insurance underwriting, insurance administration, insurance consultation, life insurance underwriting, accident insurance underwriting, health and medical insurance underwriting, operating a network of transplant providers, stop loss insurance, provider excess insurance, health maintenance organization insurance, insurance agencies in the fields of life insurance, accident insurance, health and medical insurance, long term care insurance, insurance actuarial services, underwriting annuities and variable annuities, insurance brokerage, insurance claims processing and adjustment; and financial services, namely, financial and investment consultation, mutual fund brokerage, financial planning and research, investment services, namely, funds investment, investment management and estate planning services, mutual fund distribution, securities brokerage; providing insurance and financial information via global computer information networks; administration of employee benefit plans and pension plans