THE BANKERS BANK THE POWER OF PARTNERSHIP

Consulting services in business organization and management, namely strategic planning, executive compensation, market research surveys, and branch location research surveys; Business marketing consulting services, namely, strategic planning services in the nature of assisting companies in strategic alliance formations, namely, fidelity integrated financial solutions.

Banking services for banks and financial institutions, namely, investment services, including portfolio management services, investment advisory, bond accounting, namely assisting with the completion of financial transactions for bonds, safekeeping in the nature of safety deposit box services, corporate sweep programs, namely providing services that transfer funds between different accounts to provide higher rates of return and maintain liquidity of funds, federal funds programs, namely funds investments, international services, namely international investment advice, asset liability management; Investment banking services, namely, trust preferred security offerings, merger and acquisition advisory consulting, corporate finance advisory consulting, strategic capital planning and providing valuations fairness opinions; Consumer and commercial lending services in the nature of loan financing through loan participation programs, namely holding company loans, bank organizational loans, director and executive officer loans, bank stock loans, and commercial real estate loans; loan sales services; risk management in the field of construction; permanent real estate financing; Bank card services in the nature of debit card and credit card services, namely electronic payment services in the nature of electronic processing and transmission of bill payments via prime advantage cards, platinum advantage cards, business advantage cards, employee advantage cards, executive banker cards, merchant services, debit cards, and gift cards; Operations services, namely, check clearing, processing and verification services and cash management; Administration of insurance programs, namely, property and casualty, blanket bond, directors and officers liability, fiduciary liability, bankers professional liability, employment practices liability, lenders liability, outside directorship liability, workers' compensation liability, and umbrella liability.