THE BANK OF BLOOMFIELD HILLS

BANKING SERVICES, NAMELY, PROVIDING SAVINGS ACCOUNTS, CHECKING ACCOUNTS, CERTIFICATES OF DEPOSIT, TRAVELERS CHECKS, LOAN FINANCING AND MORTGAGE LENDING, LETTERS OF CREDIT, DEBIT CARDS; PROVIDING USER WITH PERSONAL SAVINGS ACCOUNT AND CHECKING ACCOUNT INFORMATION VIA A GLOBAL COMPUTER NETWORK; FINANCIAL ANALYSIS, PLANNING, CONSULTATION, AND MANAGEMENT SERVICES; ESTATE TRUST MANAGEMENT; FIDUCIARY REPRESENTATION; INSURANCE SERVICES, NAMELY, INSURANCE ADMINISTRATION, INSURANCE BROKERAGE, AND INSURANCE AGENCY IN THE FIELD OF LIFE, HEALTH AND DISABILITY INSURANCE AND ANNUITIES; MUTUAL FUND BROKERAGE AND INVESTMENT SERVICES