THE BANK FOR ALL SEASONS

BANKING SERVICES, NAMELY SERVICES FOR PERSONAL AND BUSINESS CHECKING ACCOUNTS; MONEY MARKET ACCOUNTS; SERVICES FOR TIME DEPOSITS; COMMERCIAL AND REAL ESTATE LOANS; SERVICES FOR SAFE DEPOSIT BOXES; SAFEKEEPING AND CUSTODY OF SECURITIES; DEPOSITORY FOR US TAXES AND SOCIAL SECURITY CHECKS; SERVICES FOR TRAVELERS CHECKS; SERVICES FOR FINANCING OF IMPORTS AND EXPORTS; LETTERS OF CREDIT; FOREIGN CURRENCY TIME DEPOSITS; FOREIGN COLLECTIONS AND FOREIGN EXCHANGE AND MONEY TRANSFERS