THE BANK FOR A CHANGING WORLD

BANKING, REAL ESTATE SERVICES, NAMELY REAL ESTATE APPRAISALS, REAL ESTATE BROKERAGE SERVICES, REAL ESTATE MANAGEMENT, ACTUARIAL SERVICES; FACTORING AGENCIES; CREDIT BUREAUS; DEBT COLLECTION AGENCIES; FINANCIAL ANALYSIS; ACCIDENT, FIRE, MARINE, HEALTH AND LIFE INSURANCE UNDERWRITING; INSURANCE CONSULTANCY; PROVIDING INSURANCE INFORMATION; REAL ESTATE BROKERAGE; REAL ESTATE APPRAISAL; REAL ESTATE MANAGEMENT; PROVIDING STOCK EXCHANGE QUOTATIONS; SECURITIES BROKERAGE; SAVINGS BANK SERVICES; CAPITAL INVESTMENT CONSULTATION; CREDIT CARD SERVICES; DEBIT CARD SERVICES; FINANCIAL GUARANTY AND SURETY; MONETARY EXCHANGE; CHECK VERIFICATION; ISSUING OF TRAVELERS CHECKS; ISSUING OF BANK CHECKS; SAFE DEPOSIT SERVICES; FINANCIAL CLEARING FINANCIAL CONSULTING; ACCIDENT, FIRE, MARINE, HEALTH AND LIFE INSURANCE BROKERAGE; HIRE-PURCHASE FINANCING; DEPOSITS OF VALUABLES; ISSUING STORED VALUE TOKENS FOR RETAIL PURCHASES; ISSUANCE OF CREDIT CARDS; ISSUANCE OF FIDELITY CARDS, NAMELY CARDS TO TRACK PURCHASES AND ENTITLING THE HOLDER TO FUTURE REBATES OR MERCHANDISE; FINANCIAL EVALUATION IN THE FIELDS OF INSURANCE, BANKING AND REAL ESTATE; FISCAL ASSESSMENTS; FIDUCIARY SERVICES; FINANCING SERVICES; PROVIDING FINANCIAL INFORMATION; MUTUAL FUND INVESTMENT; ELECTRONIC FUNDS TRANSFER; APARTMENT HOUSE MANAGEMENT; FINANCIAL MANAGEMENT; MARINE INSURANCE UNDERWRITING; ACCIDENT INSURANCE UNDERWRITING; FIRE INSURANCE UNDERWRITING; HEALTH INSURANCE UNDERWRITING; RENTING OF APARTMENTS; RENTAL OF OFFICES; RENT COLLECTIONAL MORTGAGE BANKING; INSTALLMENT LOANS; FINANCIAL SPONSORSHIP; LOAN FINANCING; ON-LINE ACCIDENT, FIRE, MARINE, HEALTH AND LIFE INSURANCE UNDERWRITING; AND BANKING ON TELECOMMUNICATION AND DATA COMMUNICATION NETWORKS