THE ACACIA GROUP

business planning, business management and business consulting service wherein use is by Enterprise Resources Group, Inc.

securities investment counseling services wherein use is by Calvert Securities Corporation; securities brokerage services wherein use is by Calvert Securities Corporation and by Calvert Group Ltd.; life insurance including term insurance underwriting, brokerage and administration services, wherein use is by both Acacia Mutual Life Insurance Company and Acacia National Life Insurance Company, banking services wherein use is by both Acacia Mortgage Corporation and Acacia Federal Savings Bank, Incorporated and real estate investment services wherein use is by Griffin Properties, Inc.