THAT'S THE WAMU WAY.

Banking services; automated teller machine services; savings, checking and certificate of deposit account services; check card services; credit card services; debit card services; cash card services; stored value card services; deposit card services; online banking services; electronic payment services, namely, electronic processing and transmission of bill payment data; mortgage lending services; home equity lending services; consumer lending services; commercial lending services; equipment financing services; mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; providing investment and financial information, advice, consultation, management and brokerage services; financial portfolio management and analysis services; financial planning services; mutual fund consultation, brokerage, distribution, investment and transfer agent services; establishing and administering mutual funds for others; investment, management and distribution of fixed and variable annuities; retirement account management and distribution; financial and investment services, namely underwriting and brokerage of asset-backed securities of government sponsored entities, mortgage backed securities, U;S; government securities, U;S; Treasury securities, municipal securities, bank certificates of deposit and investment securities backed by consumer loans, commercial loans, mortgage loans, home equity loans and equipment financing loans; insurance brokerage and agencies in the fields of home, renters, mortgage, earthquake, flood, long term health, medical, dental, vision, pet, boat, accidental death and accidental dismemberment; brokerage of insurance against loss due to identification and identity theft and fraud; brokerage of privacy protection insurance; brokerage of credit insurance; insurance brokerage and agency services in the field of home warranties; insurance underwriting and brokerage in the field of home warranties; debt and credit analysis services; providing information on privacy protection products and services, namely, providing information on obtaining and monitoring consumer credit information, credit card information and credit ratings; providing information on privacy protection products and services, namely, providing information on protecting credit ratings, registering and canceling credit cards and restoring and analyzing credit; providing consumer credit information, credit card information and credit ratings, and information related to obtaining such information from others; providing and monitoring credit reports, analysis of credit reports, and notification of changes in credit reports; charitable financial sponsorship and promotion of non-profit community, cultural, theatrical, artistic, musical, educational and sporting events and programs; charitable and philanthropic services concerning monetary donations; providing charitable grants to educational institutions, students and community organizations; providing educational scholarships; organizing and conducting events and programs for charitable purposes; charitable fund raising services; providing information related to all of the foregoing services and associated accounts via the Internet