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Customer loyalty services and customer club services, for commercial, promotional and/or advertising purposes; Membership club services in the nature of providing discounts to members in the field of restaurants and food; Promoting and marketing the goods and services of others by distributing advertising material, coupons and discount offers via text messages; Promoting and marketing the goods and services of others by providing cash back offer, card-linked offers, discounts, coupons, rebates, and promotional shopping offers; Promoting and marketing the goods and services of others by providing a website featuring cash back offers, card-linked offers, rebates, links to the retainer website of others, discount information, and information related to promotional shopping offers; Promoting the goods and services of others; Promotional services, namely, promoting the goods of others by providing promotional shopping offers; Administration of a customer loyalty program which provides restaurant services and retail services of others; Providing incentive award programs for customers through issuance and processing of loyalty points for on-line purchase of a company's goods and services; Providing incentive award programs through issuance and processing of loyalty points for purchase of a company's goods and services; Providing incentive award programs for customers through the issuance and processing of loyalty coupons for frequent use of participating businesses

Text and picture wireless messaging services; Text messaging services; Text and numeric wireless digital messaging services; Providing virtual chat rooms established via text messaging

Financial information provided by electronic means; Financial information provided by electronic means in the field of providing credit and debit card information; Financial transaction services, namely, providing secure commercial transactions and payment options using a mobile device at a point of sale; Processing of contactless credit and debit card payments