TENDYPAY

[ Data processing apparatus; magnetically encoded identity cards; computers; computer software for managing bank accounts; downloadable computer software to allow customers to access bank account information and transact bank business; data processing equipment in the nature of optical readers; smart cards, namely, blank integrated circuit cards; computer peripheral devices; data processing equipment, namely, couplers; automated teller machines (ATM) ] * Data processing apparatus; smart cards, namely, blank integrated circuit cards; data processing equipment in the nature of optical readers *