TEAM CAPITAL ADVISORS

BUSINESS BANKING SERVICES AND RETAIL BANKING SERVICES, NAMELY, PERSONAL CHECKING, MONEY MARKET AND SAVINGS ACCOUNTS, CONSUMER LOANS AND MORTGAGES; BUSINESS LOANS, CHECKING, MONEY MARKET AND SAVINGS ACCOUNTS; INSURANCE BROKERAGE SERVICES; AND INVESTMENT SERVICES, NAMELY ASSET ACQUISITION, CONSULTATION, DEVELOPMENT AND MANAGEMENT SERVICES