TD WATERHOUSE

Financial and monetary exchange services; banking services; brokerage services, namely securities brokerage and electronic discount brokerage including on-line discount brokerage services in the fields of stocks, bonds, mutual funds and related securities; investment services, namely, investment advice, consultation and brokerage in the fields of stocks, bonds, mutual funds and relates securities, commercial and consumer lending services, namely lending against security; provision of investment opportunities in the field of US Treasury securities and derivatives; investment banking currency exchange services; provision of investment opportunities in foreign exchange derivatives; providing financial services to institutional investment clients, namely brokerage services in the field of stocks, bonds, mutual funds, and related securities