TD VOICEPRINT

Providing financial services via telephone and mobile devices, namely, providing customers with access to banking services, bank account management services, electronic funds transfers, mortgage and real estate services, private banking services, financial asset management services, investment, wealth and portfolio management services, investment of funds services, securities brokerage services, investment counselling and advisory services, financial planning services, insurance services, namely, insurance administration services, insurance claim processing, insurance brokerage services, insurance brokerage services provided via the Internet, insurance underwriting services in the fields of travel, life, health, accident, fire, vehicle, property and creditor, insurance consultation, insurance administration, and insurance services in the nature of loss control management for others; credit and loan services, credit card and line of credit services; Banking services; financial services, namely, financial analysis and research services; insurance services; credit and loan services; investment services, namely, investment banking services, financial investment counseling, investment management services, and investment brokerage services; mortgage banking and mortgage lending services; and real estate financing and real estate lending services

Client identification, fraud prevention and detection, authentication and verification services for access to banking services, bank account management services, electronic funds transfers, mortgage and real estate services, private banking services, financial asset management services, investment, wealth and portfolio management services, investment of funds services, securities brokerage services, investment counselling and advisory services, financial planning services, insurance services, credit and loan services, credit card and line of credit services; Identification verification services, namely, providing authentication of personal identification information