TCF FREE CHECKING

Banking and related financial services for personal and commercial accounts, namely, providing bank account information by phone, providing electronic processing of electronic funds transfer, ACH, debit card, electronic checks and electronic payments, issuance of bank checks, check cashing, check processing, check verification, bill payment services, and debit card services; financial services, namely, checking and savings accounts; banking services, namely, providing automated teller machines operated with a data card; banking services in the nature of overdraft protection; financial services, namely, checking, savings and overdraft protection; financial services for personal and commercial accounts, namely, on-line banking and related financial services, namely, providing bank account information, bill payment services and electronic processing of electronic funds transfer, ACH, debit card, electronic checks and electronic payments; mobile banking, namely, banking services provided via mobile telecommunication devices