Computer software for processing electronic payments; authentication software for a cellular telephone that is downloaded from a global computer network and/or recorded on computer media that can authenticate a user of the cellular telephone; computer software for transferring funds to and from others; computer software for approving payments using a cellular telephone; computer software for approving payments; Radio frequency Identification (RFID) tags; RFID readers; Radio frequency identification (RFID) credentials, namely, cards and tags, and readers for radio frequency identification credentials; hardware peripheral for mobile computing device that provides a wireless identification; hardware peripheral for mobile telephone that provides a wireless identification; point-of-sale wireless identification reader; point-of-sale terminals, point-of-sale receivers
Electrical and Scientific ApparatusProcessing electronic payments via a electronic communications networks; clearing and reconciling financial transactions via electronic communications networks; providing banking services via electronic communications networks; processing and transmission of payments, namely, payment transaction processing services
Insurance and Financial