T-SYSTEMS BUSINESS SERVICES

Insurance services, namely, insurance brokerage, insurance claims processing; Financial services, namely, clearing of secure financial transactions through online services; financial analysis and consultation; financial information provided by electronic means; financial information processing; financial portfolio management; financial services, namely, securities consulting and safe keeping; financial sponsorship of sports, educational and entertainment programs and events; commercial lending services; monetary exchange; credit card services; telephone calling card services; electronic commerce services, namely, electronic debit and credit card transaction processing services, funds transfer and bill payment-processing services; discount brokerage services; security brokerage; brokerage in the field of insurance, stocks, commodities; custom brokerage for third parties in the field of insurance, stocks, commodities; brokerage of shares and venture capital funding services to start-up companies; brokerage of fund shares; brokerage of productive investment of funds; real estate services, namely, brokerage, management, leasing, and appraisal of real property; consulting services relating to insurance services, namely, providing information and brokerage of insurances in the field of home insurance, accident insurance and health insurance; consulting services relating to bank services; providing information via the telephone and the global communication networks in the field of finance