T-M3

Insurance services, namely, insurance brokerage and insurance claims processing; financial sponsorship of sports teams and sporting events, educational lectures and training courses, musical concerts, ballet and theatre programs; monetary exchange; credit card services; telephone calling card services; electronic commerce services, namely, electronic debit and credit card transaction processing services, funds transfer and bill payment-processing services; custom brokerage for third parties in the field of insurance; real estate services, namely, brokerage, management, leasing, and appraisal of real property