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Downloadable software for managing personal finances; downloadable software for use in financial planning and management of personal finances to provide alerts when users reach a defined financial goal or credit burden; downloadable software for users to obtain and manage their financial history, payment history, and financial risk indicators and providing alerts as to any changes therein; downloadable software for consolidating and paying credit card and other consumer debts

Providing consumer information in the field of consumer loans and credit cards via a global computer network; providing advice and information about loans and credit cards via a global computer network

Financial advisory and consulting services; financial services, namely, money lending provided over a global computer network; financial loan consultation services; credit and loan services; providing temporary loans; providing online information in the field of financial planning; facilitating and arranging for the financing of consumer loans; evaluation of credit bureau data and the credit worthiness of individuals; financial management; credit consultation; debt consolidation services; arranging of loans for consumers to consolidate and pay credit card debts; bill consolidation services; bill payment services; credit and financial risk management

Electronic transmission of data and messages