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Software as a service (SAAS) services, namely, hosting software for use in providing a live link between title and realty companies, submitting and tracking all aspects of real estate transactions including the upload of files associated with the transaction, managing company commission transactions for agents, automated or instant commission payment and closing cost payment system for both realty companies and tile companies, and a title company settlement statement reader for electronic fund disbursements, for use by others for use in the real estate field