SYNTHETIC PREPAYMENT

Financial services in the nature of an investment security; Financial services rendered in connection with the issuance, receipt and transfer of lines of credit, namely, credit processing services; Financial services, namely, arranging of modified loan terms designed to prevent home foreclosure; Financial services, namely, assisting others with the completion of financial transactions for stocks, bonds, securities and equities; Financial services, namely, broker/dealer services on securities exchanges and over-the-counter markets; Financial services, namely, conducting an online exchange of interest rate products via the internet and intranet systems; Financial services, namely, coordination, within a single account, of an investment portfolio's maintenance, trading, rebalancing, and tax management needs; Financial services, namely, corporate workout, debt restructuring, receivership, and loan resolution for commercial loans; Financial services, namely, credit agencies featuring credit processing, namely, credit checking, credit analyzing, and financial reporting services; Financial services, namely, credit repair and restoration; Financial services, namely, debt resolution services in the nature of debt settlement and elimination; Financial services, namely, debt settlement; Financial services, namely, estate settlement services; Financial services, namely, investment advice, investment management, investment consultation and investment of funds for others, including private and public equity and debt investment services; Financial services, namely, investment fund transfer and transaction services; Financial services, namely, issuance and management of certificates backed by loan portfolios which are subsequently managed to insure the integrity of the certificates; Financial services, namely, life insurance settlement services; Financial services, namely, loan default mitigation services; Financial services, namely, loss mitigation services for under- or non-performing mortgage loans; Financial services, namely, mortgage planning; Financial services, namely, mortgage refinancing; Financial services, namely, proprietary trading in commodities, securities, options, futures, equities and fixed income products in the United States and overseas market securities; Financial services, namely, real estate note brokerage; Financial services, namely, the purchase of residential mortgages on behalf of others and the issuance of mortgage-backed securities; Financial services, namely, the trading of financial instruments, securities, shares, options and other derivative products; Financial services, namely, vehicle title loans; Financial services, namely, wealth management services; Financial advice and consultancy services; Financial advisory and consultancy services; Financial analysis and research services; Financial and investment services, namely, management and brokerage in the fields of stocks, bonds, options, commodities, futures and other securities, and the investment of funds of others; Financial and investment services, namely, asset and investment acquisition, consultation, advisory and development; Financial appraisal and valuation of loan portfolios, bank portfolios, investment securities; Financial calculation services for others, namely, royalty calculation; Financial consultancy services; Financial consulting services, namely, expert analysis in finance; Financial credit scoring services; Financial custody services, namely, maintaining possession of financial assets for others for financial management purposes; Financial due diligence services in the field of real estate; Financial evaluation, tracking, analysis, forecasting, consultancy, advisory and research services relating to securities and other financial instruments; Financial guarantees; Financial information and advisory services; Financial planning and investment advisory services; Financial research and information services; Financial restructuring services; Financial retirement plan consulting services; Financial risk assessment services; Electronic financial service for the purchase of savings bonds; Electronic financial trading services; Mortgage compliance consulting services concerning financial requirements for mortgages for mortgage lenders and servicers and mortgage brokers; On-line financial planning services; Online, real-time tax payment processing, tax payment financial management, and tax payment financial analysis services; Providing financial services with respect to securities and other financial instruments and products, namely, providing financial market news and commentary; Providing financial services with respect to securities and other financial instruments and products, namely, money management services; Providing financial services with respect to securities and other financial instruments and products, namely, trading of and investments in securities and financial instruments and products for others; Providing financial assessment services to banks, mortgage industry, credit unions, borrowers; Providing financial consultation services to banks, mortgage industry, credit unions, borrowers; Providing financial information services to banks, mortgage industry, credit unions, borrowers; Providing an internet website portal in the field of financial transaction and payment processing services; Strategic financial advisory services; Strategic corporate financial advisory services