SYNCHRONY TRANSACT

Downloadable computer software for applying for credit cards, opening savings accounts and other financial products, accessing online banking and financial records, and making payments online

Marketing and promotional services for retailers that use online banking and financial services applications

Financial services, namely, online banking and financial services for consumers in the nature of financial advice and consultancy services regarding the management of financial accounts, including credit cards, savings accounts, vehicle title loans, and financial securities exchange services, including planning for future purchases

Providing temporary use of a non-downloadable software for use in accessing online banking and financial accounts, applying for credit cards, opening savings accounts and other financial products, accessing online banking and financial records, and making payments online for retailers and consumers