SWITCH

Downloadable software in the nature of mobile applications for automatically changing a vendor of currently owned financial products, for an individual in response to changes in insurance characteristics among vendors, namely insurance products, mortgages, home equity lines, and credit card plans; automated concierge service for automatically providing a financial product and associated vendor for insurance products, mortgages, home equity lines, credit card plans as function of predetermined characteristics

Providing automated concierge service for automatically providing a financial product and associated vendor for insurance products, mortgages, home equity lines, credit card plans as function of predetermined characteristics

Internet-based software being non-downloadable software for automatically changing a vendor of currently owned financial products for insurance products, mortgages, home equity lines, credit card plans for an individual in response to changes in characteristics among vendors; automated concierge service for automatically providing a financial product and associated vendor for insurance products, mortgages, home equity lines, credit card plans as function of predetermined characteristics