SUMMIT ONLINE BANKING

BANKING SERVICES AND FINANCIAL SERVICES, NAMELY, AS TO FINANCIAL SERVICES, PROVIDING ON-LINE INTERACTIVE INFORMATION IN THE FIELDS OF FINANCIAL SERVICES, CAPITAL MARKET ACTIVITIES, INCLUDING FAIRNESS OPINION, MERGER AND ACQUISITION, FINANCE ADVISORY, PRIVATE PLACEMENT AND BUYER AND SELLER FINDER SERVICES; ANNUITY SERVICES AND RETIREMENT ACCOUNT SERVICES; INVESTMENT MANAGEMENT SERVICES; MUTUAL FUND SERVICES, NAMELY, BROKERAGE, DISTRIBUTION, INVESTMENT AND PROVIDING SHAREHOLDER SERVICES, INVESTMENT ADVICE AND CUSTODIAL SERVICES TO A COMMINGLED POOL OF INVESTOR MONEY; INSURANCE SERVICES, NAMELY, LIFE, HEALTH, PROPERTY, CASUALTY AND SPECIALTY LINES, INSURANCE AGENCY AND BROKERAGE SERVICES; UNDERWRITING SECURITIES, COMMODITIES, DERIVATIVES, AND OTHER FINANCIAL PRODUCTS; DEALING IN SECURITIES, COMMODITIES, DERIVATIVES AND OTHER FINANCIAL PRODUCTS AS A DEALER, MARKET MAKER, SPECIALIST OR IN ANOTHER PRINCIPAL CAPACITY; CUSTODIAL SERVICES FOR SECURITIES, COMMODITIES, DERIVATIVES AND OTHER FINANCIAL PRODUCTS; PROVIDING SHAREHOLDER SERVICES, NAMELY, ACCOUNT RECORDKEEPING, TRANSFER AGENT, REGISTRAR AND PAYING AGENT SERVICES; INVESTMENT ADVICE, NAMELY, RECOMMENDING OR DIRECTING THE PURCHASE AND DISPOSITION OF SECURITIES, COMMODITIES, DERIVATIVES AND OTHER FINANCIAL PRODUCTS TO INDIVIDUAL ACCOUNTS AND TO A COMMINGLED POOL OF INVESTORS MONEY, NAMELY, COMMON TRUST FUNDS AND MUTUAL FUNDS, UNIT INVESTMENT TRUSTS AND OTHER INVESTMENT COMPANIES, FINANCIAL PLANNING SERVICES; ASSET ALLOCATION AND WRAP ACCOUNT SERVICES; FULL SERVICE AND DISCOUNT BROKERAGE OF SECURITIES, COMMODITIES, DERIVATIVES AND OTHER FINANCIAL PRODUCTS ALL PROVIDED THROUGH GLOBAL COMPUTER NETWORKS CONNECTED BY COMPUTER PROTOCOLS