SUMMIT BANK

Banking and financial services, namely, accepting insured deposits, commercial and personal checking and savings account services, small business checking account services, providing certificates of deposit, credit card services, ATM banking; merchant services, namely, merchant charge card services, SBA loans financing, small business charge cards services, commercial money market account services; mortgage loans financing; financial and lending services, namely, providing investment products and financial planning services, commercial, construction, real estate, small business loans and working capital lines of credit, simplified employee pension plans, individual retirement accounts and premium installment savings accounts; international banking services, namely, debt collections, providing letters of credit, processing wire transfers, and providing export, pre-export and import financial services.